Six Figure Business Coaching, LLC Terms & Conditions

Effective Date: May 6, 2026

Please read these Terms & Conditions (“Terms”) carefully.

By purchasing, accessing, participating in, or using any programs, services, products, trainings, websites, communities, downloads, coaching, software, or materials provided by Six Figure Business Coaching, LLC (“Company,” “we,” “our,” or “us”), including but not limited to:

- Love Your Profit

- The Marketing VA Advantage

- Guest Impact (formerly The Podcast VA Advantage)

- From Leads to Sales

- Profit Clarity Masterclass

Any related trainings, bonuses, memberships, workshops, downloads, communities, coaching calls, or events you agree to be legally bound by these Terms.

If you do not agree to these Terms, do not access or use our programs, services, websites, or materials.

As used in these Terms, “Releasees” includes Six Figure Business Coaching, LLC, its owners, members, officers, employees, contractors, affiliates, representatives, coaches, volunteers, successors, assigns, Kirsten Graham, and Jeanne Willson.

1. Program Participation

As part of the Program, you may receive access to educational materials, coaching, virtual events, templates, systems, software access, online communities, downloadable resources, or virtual assistant matching support.

The Company reserves the right to modify, update, improve, replace, remove, or discontinue any aspect of the Program at any time.

The Company may offer bonuses, additional support, or extra program

elements to select participants at its sole discretion.

Participants must be at least eighteen (18) years old.

2. Love Your Profit Bookkeeping Program Terms

2(a). Independent Contractor Relationship

The Company may assist participants in connecting with independent third-party bookkeeping virtual assistants (“Bookkeeping VAs”).

Bookkeeping VAs are independent contractors and are not employees, agents, representatives, partners, or legal affiliates of the Company.

The Company does not supervise or control the day-to-day work performed by any Bookkeeping VA after placement.

Any working relationship established with a Bookkeeping VA is solely between the participant and the Bookkeeping VA.

2(b). No Accounting, Tax, or Legal Advice

The Program is educational in nature and does not constitute accounting, auditing, tax, legal, payroll, financial advisory, or investment advice.

The Company, its representatives, coaches, contractors, and Bookkeeping VAs are not acting as your CPA, accountant, tax preparer, licensed bookkeeping firm, fiduciary, attorney, or financial advisor.

Participants are solely responsible for:

reviewing financial records,

verifying bookkeeping accuracy,

approving categorizations,

ensuring compliance with tax laws,

filing taxes,

and consulting licensed professionals regarding financial, legal, accounting, payroll, or tax matters.

The Company makes no guarantees regarding:

profitability,

tax savings,

deductions,

bookkeeping accuracy,

audit outcomes,

financial growth,

compliance,

or business results.

2(c). CPA and Professional Advisor Requirement

Participants acknowledge and agree that the Company strongly recommends maintaining an ongoing relationship with a licensed CPA, accountant, tax professional, attorney, or other qualified advisor.

Participants agree to consult their own licensed professionals before making accounting, payroll, tax, legal, or financial decisions.

Participants are solely responsible for reviewing all bookkeeping reports and financial information.

2(d). Client Responsibility for Security and Software Permissions

Participants are solely responsible for maintaining the security of their:

financial accounts,

banking information,

software accounts,

passwords,

login credentials,

authentication methods,

and user permissions.

Participants acknowledge and agree that they are solely responsible for determining what access is granted to any Bookkeeping VA.

The Company strongly recommends:

enabling two-factor authentication,

limiting user permissions,

avoiding unnecessary credential sharing,

reviewing permissions regularly,

changing passwords when access changes,

and limiting administrative access whenever possible.

The Company shall not be liable for:

unauthorized access,

fraud,

hacking,

phishing,

wire fraud,

malware,

stolen credentials,

identity theft,

financial losses,

or damages arising from participant negligence, third-party actions, or misuse of credentials.

2(e). Cybersecurity Disclaimer

Participants acknowledge that no internet-based system, software platform, communication method, or electronic storage system can be guaranteed completely secure.

The Company does not guarantee the security of:

electronic communications,

bookkeeping software,

third-party platforms,

cloud storage,

or financial systems.

Participants understand and accept the inherent risks associated with electronic communications and online financial systems.

The Company shall not be liable for cyberattacks, data breaches, outages, service interruptions, unauthorized access, or other cybersecurity incidents.

2(f). Third-Party Software Disclaimer

The Company may recommend or utilize third-party software providers and platforms, including but not limited to:

QuickBooks

Xero

Wave

Stripe

PayPal

HighLevel

Zoom

Google Workspace

Trello

Slack

Dropbox

Descript

Canva

or similar tools.

Use of third-party software is entirely at your own risk and subject to each provider’s own terms, policies, security practices, and availability.

The Company makes no guarantees regarding the functionality, security, availability, accuracy, uptime, or compatibility of any third-party software.

The Company shall not be liable for losses, damages, breaches, outages, software failures, inaccuracies, or interruptions caused by third-party providers.

2(g). AI Usage Disclaimer

From time to time, the Company, contractors, virtual assistants, participants, or software providers may utilize artificial intelligence (“AI”) tools or automation technologies to assist with workflows, communication, summaries, organization, categorization, content generation, or business operations.

AI-generated outputs may contain inaccuracies, omissions, or errors.

Participants remain solely responsible for reviewing and verifying all financial records, bookkeeping categorizations, reports, communications, and business decisions.

The Company makes no guarantees regarding the accuracy or reliability of AI-generated outputs.

2(h). Backups and Data Export Responsibility

Participants are solely responsible for maintaining backups and exported copies of important records, including:

bookkeeping data,

receipts,

financial reports,

software exports,

communications,

and tax-related records.

The Company does not guarantee permanent storage, retention, or recovery of data, files, reports, or communications.

Participants are encouraged to regularly export and securely store copies of all important business and financial information.

2(i). No Guarantee Regarding Bookkeeping VAs

While the Company makes reasonable efforts to identify and recommend qualified Bookkeeping VAs, the Company does not guarantee:

performance,

compatibility,

reliability,

timeliness,

availability,

accuracy of work,

or business results.

Participants are solely responsible for:

managing Bookkeeping VAs,

reviewing work,

communicating expectations,

implementing systems,

supervising work product,

and making final business decisions.

2(j). Limitation of Liability Related to Financial Records

Participants acknowledge that bookkeeping errors, omissions, categorization mistakes, software issues, and reporting inaccuracies may occur.

The Company shall not be liable for:

bookkeeping errors,

missed deductions,

tax penalties,

IRS notices,

payroll issues,

inaccurate reporting,

compliance failures,

business interruptions,

or financial losses resulting from actions or omissions of participants, Bookkeeping VAs, software providers, contractors, or third parties.

Participants agree to independently review all bookkeeping records and consult licensed professionals as necessary.

2(k). Bookkeeping VA Placement Window

Love Your Profit includes optional assistance connecting participants with Bookkeeping VAs.

Participants must begin the placement process within six (6) months of enrollment.

If a participant has not hired or actively moved forward with placement within six (6) months of enrollment, the Company shall have no further obligation to provide Bookkeeping VA placement assistance.

Additional placement assistance after the six-month period may require an additional fee and shall be provided solely at the Company’s discretion.

2(l). No Employer Relationship

Participants acknowledge that any Bookkeeping VA they hire is not an employee of the Company.

Participants are solely responsible for:

compensation,

management,

communication,

scheduling,

confidentiality expectations,

local labor law compliance,

tax obligations,

and termination decisions related to their Bookkeeping VA.

3. Payments

You agree to the fees and payment schedule selected at checkout.

All payments are in USD.

If paying by credit card or debit card, you authorize the Company to charge your selected payment method for all payments due.

If payment is not received when due, the Company reserves the right to suspend or terminate access to the Program.

If you voluntarily withdraw or fail to complete the Program, you remain responsible for the full Program investment, including any payment plan obligations.

The Company reserves the right to charge late fees and collection costs for overdue balances.

4. Refund Policy

All sales are final.

The Company does not provide refunds unless otherwise required by law or expressly stated in writing.

By purchasing and participating in the Program, you acknowledge and agree that:

no refunds will be issued,

no chargebacks are permitted,

and you are responsible for completing all payment obligations.

If a chargeback or payment dispute is initiated, the Company reserves the right to:

terminate access immediately,

pursue collections,

report delinquent balances,

and seek recovery of attorneys’ fees and related costs.

5. Intellectual Property

All Program materials, content, templates, systems, recordings, documents, downloads, videos, graphics, branding, copy, frameworks, and educational materials (“Content”) are owned by the Company and protected by intellectual property laws.

Participants are granted a limited, revocable, non-transferable license for personal business use only.

Participants may not:

reproduce,

distribute,

resell,

share,

publish,

copy,

modify,

or commercially exploit Program materials without written permission.

Unauthorized use constitutes intellectual property infringement.

6. Testimonials and Marketing Permission

By participating in the Program, you grant the Company permission to use:

testimonials,

comments,

screenshots,

names,

likeness,

photos,

videos,

recordings,

and submitted content

for educational, promotional, marketing, or commercial purposes.

7. Coaching Relationship Disclaimer

The relationship between the participant and the Company is educational and coaching-based only.

Nothing in the Program creates:

a fiduciary relationship,

an employer relationship,

a legal partnership,

an accounting relationship,

or a professional advisory relationship.

Participants are solely responsible for their own decisions, actions, implementation, and results.

8. Participant Conduct

Participants agree to behave respectfully within all Program communities, calls, groups, forums, and communications.

Participants may not:

harass others,

promote competing products or services,

spam participants,

share confidential information,

engage in abusive conduct,

distribute malicious software,

or violate applicable laws.

The Company reserves the right to remove participants from the Program without refund for conduct violations.

9. Confidentiality

The Company agrees to use reasonable efforts to maintain participant confidentiality.

However, participants acknowledge that:

electronic communications may not be secure,

online communities cannot guarantee confidentiality,

and the Company cannot control disclosures by third parties.

Participants agree to keep confidential any private information shared by other participants.

10. Username and Password Responsibility

Participants are solely responsible for safeguarding:

usernames,

passwords,

financial account access,

software permissions,

and authentication methods.

The Company shall not be liable for losses or damages arising from credential sharing, participant negligence, insufficient account protections, or third-party misconduct.

11. Earnings Disclaimer

The Company makes no guarantees regarding:

income,

earnings,

profitability,

business growth,

tax savings,

financial outcomes,

or results.

Individual results vary and depend on many factors outside the Company’s control.

12. Assumption of Risk

Participants voluntarily assume all risks associated with participation in the Program.

Participants understand that all business decisions involve risk.

The Company shall not be liable for decisions, actions, or outcomes resulting from participation in the Program.

13. Limitation of Liability

To the fullest extent permitted by law, the Company’s total liability arising out of or relating to the Program shall not exceed the total amount paid by the participant for the applicable Program.

Under no circumstances shall the Company be liable for:

indirect damages,

consequential damages,

loss of profits,

tax penalties,

data loss,

cybersecurity incidents,

bookkeeping inaccuracies,

business interruptions,

or financial losses.

14. Indemnification

You agree to defend, indemnify, and hold harmless the Company and Releasees from and against any claims, liabilities, damages, losses, expenses, or legal fees arising out of:

your participation in the Program,

your relationship with any Bookkeeping VA,

your violation of these Terms,

your misuse of software or systems,

your violation of laws,

or your use of Program materials.

15. Termination

The Company reserves the right to terminate or suspend access to the Program at any time, with or without notice, for violations of these Terms.

Upon termination, participants must immediately cease use of all Program materials.

16. Mandatory Arbitration and Class Action Waiver

16(a). Mandatory Arbitration

Any dispute, claim, or controversy arising out of or relating to the Program, services, Terms, Privacy Policy, virtual assistant relationships, bookkeeping services, software usage, or interactions with the Company shall be resolved exclusively through binding arbitration in the State of Virginia.

Participants waive any right to trial by jury.

Arbitration shall be conducted under applicable commercial arbitration rules through a mutually agreed-upon arbitration provider.

The prevailing party shall be entitled to recover reasonable attorneys’ fees and costs.

This arbitration provision survives termination of participation in the Program.

16(b). Class Action Waiver

Participants agree that disputes shall be resolved individually and not as part of any class action, consolidated action, representative action, or collective proceeding.

Participants waive any right to participate in any class action lawsuit or class-wide arbitration against the Company.

17. Governing Law

These Terms shall be governed by and construed under the laws of the Commonwealth of Virginia.

Any arbitration or legal proceeding shall occur in or near Richmond, Virginia.

18. Force Majeure

The Company shall not be liable for delays or failures resulting from events beyond its reasonable control, including:

natural disasters,

internet outages,

pandemics,

illness,

labor disputes,

software outages,

governmental actions,

cyberattacks,

or other force majeure events.

19. Modifications

The Company reserves the right to modify these Terms at any time.

Continued participation in the Program constitutes acceptance of any updated Terms.

20. Entire Agreement

These Terms constitute the entire agreement between the participant and the Company and supersede all prior agreements, communications, or understandings.

If any provision of these Terms is deemed unenforceable, the remaining provisions shall remain in full force and effect.

21. Electronic Acceptance

By purchasing, accessing, or participating in the Program, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

You further acknowledge that electronic acceptance constitutes the legal equivalent of your signature.

© 2026 Six Figure Business Coaching, LLC
All Rights Reserved.